Access working capital, SBA loans, lines of credit, and more. Decisions delivered within 24 to 48 hours — because your business can't wait.
Most applicants receive a decision within 24 to 48 hours of submitting a complete application. Once approved, funding can be deposited into your account as quickly as the same business day, depending on the loan type and your bank.
We work with a broad range of credit profiles. While a higher credit score can unlock better rates, many of our products are available to borrowers with scores as low as 500. We evaluate your full financial picture — not just your score.
Funding amounts range from $5,000 to over $5 million, depending on the product and your business qualifications. During your consultation, we'll identify the amount and structure best suited to your needs.
Requirements vary by product, but typically include 3–6 months of business bank statements, a government-issued ID, and basic business formation documents. For larger loans, we may also request tax returns and financial statements.
The initial application triggers only a soft credit pull, which does not impact your credit score. A hard inquiry may occur during final underwriting, at which point we will notify you in advance.
Yes. Several of our products are available to businesses as young as 3–6 months old. Newer businesses may need to provide additional documentation, but we're committed to supporting growth at every stage.
This depends on the specific product. Many of our short-term options have no prepayment penalties and may even offer discounts for early repayment. Your funding specialist will walk you through all terms before you commit.
Absolutely. All data submitted through our platform is encrypted and handled in strict accordance with our Privacy Policy. We never sell or share your personal information with third parties for marketing purposes.